How to choose the right method of financing the purchase of medical equipment? First of all, consult an experienced advisor.
The market offers various types of financing options for the purchase of equipment necessary for the functioning of the company. Private medical, dental, veterinary and cosmetology offices, like every company, are looking for the most advantageous one. What to choose? Financial leasing, or maybe a loan?
Loan
It is a form of financing intended mainly for the medical industry, thanks to which you can purchase medical equipment with 8% VAT. The loan enables the gross amount for the purchased equipment to be amortized. This means that VAT is charged only on the value of the equipment and is automatically included in the monthly installment.
Financial leasing
It gives you the opportunity to purchase medical equipment with an 8% VAT rate. The net value of the equipment is the basis for calculating the monthly installment and only this installment may be depreciated. However, it should be remembered that VAT must be paid in full when concluding the contract, which is not charged on the value of the equipment itself, but also on additional financing costs. The equipment is depreciated by the borrower.
When recommending a product, we are always guided by the client’s needs and their capabilities as part of our business.
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